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The Consequences of a DUI on Nevada Insurance Rates |
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Wednesday, 25 July 2007 |
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While Nevada is not greatly known for its tourist population Las Vegas does, in fact, attract hundreds of thousands of visitors to this great state every year. Whether they are attempting to make their fortune in the casinos or expand their education at one of the show rooms each and every one of these visitors is looking to have a good time. Unfortunately, they often find themselves having a bit too good of a time. Every establishment on the Las Vegas strip serves alcohol to its patrons that are over the age of twenty one, and there are many that take this as an excuse to imbibe far too freely before attempting to drive themselves home.
Hundreds of DUIs occur in Las Vegas every year as drivers are too careless to think to the consequences. What are the consequences of a DUI? There are some obvious ones. Drivers under the influence of alcohol have slower reaction times and consequently are more likely to be responsible for accidents which result in bodily harm to themselves and the other parties involved. This also results in damage, sometimes irreparable, to their vehicles and the property around them. In addition, everyone who is found guilty of driving under the influence in the state of Nevada will find themselves facing fines in excess of three hundred dollars, jail time or community service and loss of driving privileges.All things considered being found guilty of a DUI in Nevada is an expensive proposition. These consequences are generally not as far reaching as the effect that being found guilty of a DUI will have on a person’s insurance rates. As with a traffic accident or speeding ticket an individual who is found guilty of a DUI can expect their insurance rates to increase exponentially and stay that way for years. If this is not a first offense drivers may find themselves dropped by their insurance company altogether and forced to obtain high risk insurance, an undertaking that can be more expensive than attempting to purchase a new automobile. As every state requires that drivers carry at least some form of insurance, simply going without is not an option if a driver wishes to continue to operate their vehicle legally. Driving under the influence is a much more expensive proposition than simply buying the drinks and the gas to get home. Prior to taking part of the delights of the Las Vegas strip visitors should carefully consider how they are going to get themselves back home. It is not a crime to drink alcohol, simply to operate a vehicle after the fact. Anyone who chooses to enjoy all the city has to offer should have a back-up plan for the end of the evening that does not involve them getting behind the wheel of a car. |
